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Jan Gleisner | Financial Planning in San Diego | Blog

How to Get a Higher Salary at Work

Oftentimes employees feel the value of the work they put into their jobs is not reflected in the dollar value on their paychecks. Other times, the wages or salary an employer provides may not be enough to make ends meet. Regardless of your reason, you have the right...

Planning Finances After the Passing of a Husband or Wife

Losing a spouse is one of the most emotionally devastating events a person can ever go through, but it can also be financially devastating. Many surviving spouses are left financially vulnerable with lost income, joint assets, and other complications that need to be...

5 Reasons Everyone Needs an Emergency Fund

When compared to other developed countries, the personal savings rate in the United States is dismal. A Google Consumer Survey conducted in 2016 determined that less than 70 percent of Americans set money aside in a savings account or under their mattresses. Moreover,...

How Can You Use Home Equity to Your Advantage?

One of the primary benefits of owning your own home is the opportunity to build equity. This equity can be tapped in many ways, including home equity loans and home equity lines of credit (HELOCs), but it’s a good idea to think carefully about how you use your...

4 Ways to Manage Your Small Business’ Debt

If you own a small business in San Diego, financial planning is essential. Being able to effectively manage debt can be an important success factor for small business owners. According to statistics compiled by the United States Small Business Administration, more...

How to Protect Yourself Against Rising Inflation

When the Board of Governors of the United States Federal Reserve System met in March 2018, inflation was one of the key topics discussed. During the meeting, the Fed Governors reviewed inflation figures and forecasts to establish the prime interbank lending rate and...

6 Good Financial Habits to Consider

For most of the 20th century, the personal financial plans of many Americans largely consisted of managing large amounts of debt and praying for their home equity, stock portfolios, or mutual funds to continue growing in value. This dubious strategy proved to be...

How to Keep Saving Money After You’ve Retired

Saving for retirement is important, but many retirees forget about saving during retirement, which can be a big mistake. Approximately 42 percent of Americans are at a high risk of retiring broke and being forced back into the workforce, according to a GOBankingRates...

What Are the Most Common Types of Life Insurance?

When it comes to buying life insurance, one of the biggest mistakes you can make is buying the wrong type of policy. Of course, shopping for a policy can also be confusing with so many options available. There are two broad types of life insurance: term and whole life...

5 Retirement Planning Mistakes You’ll Want to Avoid

Over the last few years, economists and financial planners have warned about an impending retirement crisis in the United States. The Great Recession revealed many alarming facts about how unprepared Americans are in terms of financial planning as they approach their...

6 Qualities You Should Look for in a Financial Advisor

Working with a skilled financial advisor can help you make intelligent decisions and save you from potential mistakes as well. However, it’s important to make sure to select a financial advisor who is qualified and possesses all the right characteristics and...